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Cover any gaps left over from your financial aid package with a convenient loan from the iHelp program.

Key Features

Competitive Rates

Local Processing

Quick Decisions

  • Borrow up to the cost of attendance, minus other awarded aid
  • No payments required while attending school and during 6-month grace period
  • Minimum loan amount $1,000
  • The maximum loan term is 20 years

Aggregated maximum loans are:

  • $100,000 for undergraduate students
  • $150,000 for graduate students
  • Minimum monthly payment amount $50 (based on total balance at repayment)

Simplify your life by reducing your student loan payments and eliminating the hassle of multiple payments each month.

  • Private Student Loans totaling $10,000 up to $250,000 are eligible for consolidation
  • Payments begin no more than 90 days after the loan consolidation is disbursed
  • 10-year and 15-year fixed rate or 20-year variable rate loans available
  • No prepayment penalty
  • $250,000 for graduate students
All Loans subject to MCS Bank Underwriting Standards.