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Terry FosterAt MCS Bank, we take great pride in our MUTUAL charter, or "mutuality." The independence that we derive from this banking structure grants us the flexibility we need to help the community grow and prosper, unfettered by short-term pressures to produce returns to stockholders.

Free of stockholders, we are able to take a long-term view of operating in the best interests of our customers and communities, evidenced by the quality products and services we provide at a fair price and by our service to the community, reflected in the wide variety of civic activities in which we engage.

The MCS Bank team invites you to experience for yourself the "MCS Bank Difference." We ARE "neighbors helping neighbors" and a TRUE "community bank." Also, we are steadfastly committed to providing you with personal, expert service and solutions that meet your business needs.

Terry L. Foster


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