MCS Bank will never solicit your personal identification information via the internet or telephone.
These days, there are multiple ways identity thieves can gain access to your personal identification information and use it against you. MCS Bank wants to help you stay smart about identity theft, so we've put together a thorough overview about:
- Basic identity protection (see below)
- Protecting your credit card from identity thieves
- E-mail and online security
- E-mail and Telephone Scams
Basic Identity Protection
- Carry only necessities on a daily basis. Items like a Social Security card should be stored safely at home.
- Make photocopies of the vital contents of your wallet. Copy both sides of your driver's license, credit cards, etc. If your wallet is stolen, these copies will let you know what's missing — plus you'll have all of the account numbers and key phone numbers necessary to report the theft.
- Carefully protect your credit card.
- Shred documents containing personal or financial information before discarding. Most fraud and identity theft incidents happen as a result of mail and garbage theft.
- Go paperless! By signing up for MCS Online Banking, you can receive Online Statements or downloadable E-statements free of charge. How does this help? The fewer personal documents you have sent through the mail, the less chance there is for possible fraud.
- Do not provide your Social Security number online or by phone unless absolutely necessary. If your Social Security number is requested (to sign up for a service, for example), ask if you can provide some other identifier instead.