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Rates Calculator

Get a guaranteed return with federally-insured certificates of deposit. The longer your term, the better your rate.

Key Features

Guaranteed Returns

Competitive Rates

No Monthly Maintenance Fees

Link to our Complete Rate Sheet:

https://www.mcs.bank/services-resources/tools/rates.html

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Interest earnings paid by check; can also be added to CD or deposited to an MCS Bank account
  • Compounds quarterly, credited quarterly or at maturity
  • Set aside for future savings goals
  • A wide range of terms available (from 31 days to 5 years)
  • No setup or maintenance fees
  • Penalty for early withdrawal
  • Renews automatically upon maturity after 7-day grace period
  • $1,000 minimum deposit to open