Skip to content

Rates Calculator

There are times when you may need to borrow — but for most goals a savings account provides a smart way to pay.

Key Features

Competitive Interest

Digital Banking

Do you currently have an account with MCS Bank?

  • Set aside for a wide range of personal needs or simply a rainy day
  • Interest-bearing account to boost your balance
    • Earn competitive interest on balances of $50 or more
    • Interest earnings paid quarterly
  • Limited to 6 preauthorized withdrawals per month; unlimited in-person withdrawals
  • No minimum balance
  • No monthly maintenance fees
  • Account can be used for overdraft coverage
  • Includes digital banking services:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • $50 minimum deposit to open
  • A restricted savings account that pays a higher rate of interest
  • Earn competitive interest on balances of $1 or more
    • Interest earnings paid quarterly
  • 1 free withdrawal per quarter; $10 per withdrawal thereafter
  • Avoid the $7 monthly fee by maintaining a $100 minimum balance
  • Free paper statements
  • Includes digital banking services:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • $100 minimum deposit to open

Do you currently have an account with MCS Bank?