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Tiered interest rates help you make the most of your money. Digital banking helps you stay on top of it.

Key Features

Tiered Interest

Direct Check Writing

Digital Banking

Do you currently have an account with MCS Bank?

  • Competitive, tiered interest
    • Higher balances earn higher rates
    • Interest accrued daily and paid monthly
  • Enjoy flexibility with enhanced access to funds1:
    • Unlimited in-person withdrawals, or by ATM, mail, or telephone; must be payable to you
    • 6 pre-authorized withdrawals or transfers from the account per statement cycle; $3 per withdrawal or transfer thereafter
  • Avoid the $7 monthly fee by maintaining a $10,000 minimum balance
  • Free paper statements
  • Includes digital banking services:
    • Free online banking
    • Free mobile banking
    • Free eStatements
  • $2,500 minimum deposit to open

Do you currently have an account with MCS Bank?

1If these restrictions are violated, we may change the account to a non-interest-bearing account, take away any ability to transfer, or close the account altogether.