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Phone: 717-363-4020 • E-mail: [email protected]


Meet Our Staff

 

Mark Ostrowski    717-363-4020
President, Principle Insurance Agent
[email protected]

Mr. Ostrowski joined MCS Bank specifically to launch an in-house Agency to serve the Bank’s clientele in addition to offering insurance services to the wider community.  He brings with him over thirty years’ experience in the field, most recently stepping aside from his position at The Stewardship Group, Inc., where he served nineteen years as Founder and President.  During Mark’s tenure there he cultivated the organization and structured it to offer a wide variety of services including, Personal and Commercial lines of Insurance, Financial Planning, Tax Preparation, and Payroll Services. 

In his role as President of MCS Insurance Agency, LLC., Mark looks to develop a service-oriented Commercial and Personal Lines Agency responsive to client needs, providing appropriate coverage for each unique situation. 

Mr. Ostrowski earned his Masters in Financial Services from the American College in Bryn Mayr, PA in 2007 and his Chartered Advisor in Philanthropy designation from the college in 2019.  His working career includes a nine-year enlistment in the United States Navy, as a reactor operator.  Mark’s time in service included an assignment onboard the aircraft carrier, USS Enterprise. Upon discharge, he was a stay-at-home parent for three years, taking primary responsibility for raising his three sons while his wife worked as a full time Physical Therapist and Clinical Manager for a regional hospital. 

Mr. Ostrowski served for fourteen years on the Crossroads Pregnancy Center board of directors, ten as the Board Chair.  He is currently a member of the Belleville Lions Club and serves as his congregation’s Lead Elder.  Together with his wife, they enjoy travelling, camping, and simply being together.


Ashley Fultz     717-363-4020
Insurance Agent
[email protected] 

Ms. Fultz transferred to MCS Insurance Agency from the Agency’s Parent Company, MCS Bank.  Her nine years at the Bank include filling various customer service roles while working her way up to Customer Service Supervisor at the Bank’s Lewistown Office.

Ashley now holds a Property and casualty Insurance License and serves both new and existing clientele, providing personalized attention and service aimed at structuring insurance programs to meet their specific needs. In addition to achieving her licensure she has taken classes in personal auto coverage and commercial casualty exposures to enhance her understanding of these areas.

A 2008 graduate of Indian Valley High School, Ashley’s working career has always been in service-related positions including a stint as wait staff at Bings restaurant in Burnham.  Ms. Fultz volunteers extensively through Bank activities, having participated in The United Way Day of Caring, Relay for Life, and Kid Connection. 

As a mother of a grammar school aged student, she is very involved in her daughter’s activities which have included dance, soccer, as well as other extracurriculars.

Ashley enjoys the outdoors and loves to camp, hike and kayak.

Ms. Fultz is enthusiastic about her work and says the best part is helping her clients find the right products to fit their needs.


Services you can expect:

  • A complete analysis of your insurance needs
  • A responsible protection plan designed around your needs and budget
  • Selection of the company or companies best suited for your situation
  • Presentation of a competitively priced proposal
  • A thorough explanation of the coverages we are recommending and why

Property and casualty insurance services are offered exclusively through MCS Insurance Agency, LLC. a subsidiary of MCS Bank, and are not insured by the FDIC, are not deposits or obligations of the bank, and are not underwritten or guaranteed by the bank.

Depending on the coverage you select; these policies can protect you from loss of, or damage to, your vehicle.  Additionally, if you become responsible to another party to pay their medical bills or to repair or replace their vehicle, the police will pay on your behalf up to the limits you select.

Protection to cover your home and contents from loss due to a covered peril.  These policies also provide liability protection for you if you should be responsible for causing bodily injury or property damage to another person.

Term, Universal, or Whole Life?  Allow us to assist you in selecting the plan that's right for you.  Protect the family.  Pay funeral costs, pay off debt, fund children's college expenses, continue a family business, leave a charitable gift through the use of life insurance.  Certain plans even allow you to tap the death benefit to pay nursing home expenses.  Life insurance is a most useful tool in your financial toolbox.

The prudent business person sees danger and protects themself from it.  We offer a wide variety of property and liability protection for a range of exposures, including workers compensation coverage.

Insurance coverage for your buildings, livestock, and equipment due to loss from covered perils.  Packages include liability protection, which is payable to another person for bodily injury or property damage that you cause.  Additional coverages may be added as needed, such as protection for farm pollution liability caused by your operations as well as extending liability to your farm vehicles.  

To Report a Claim After Hours, please Contact your Carrier at:

     Grange Insurance: 800-445-3030

     Progressive Insurance: 800-776-4737

     Centre County Mutual: 814-933-9654

     Rockingham Insurance: 800-762-1680

Services you can expect:

  • A complete analysis of your insurance needs
  • A responsible protection plan designed around your needs and budget
  • Selection of the company or companies best suited for your situation
  • Presentation of a competitively priced proposal
  • A thorough explanation of the coverages we are recommending and why