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Lewistown Office

Kathy Rarich

Retail Lending
[email protected]
NMLS#452574

Kathy Rarich is a Loan Officer at our Lewistown Office. She grew up in McClure and is the chairperson on the McClure West Beaver Township Community Chest. Kathy likes to read and spend time with her granddaughter in her free time. She also enjoys camping, cruises, and off-roading with her husband, Mark. Kathy is close to her co-workers and says, “I work with the best people!”


Shana Bowersox

Retail Lending
[email protected]
NMLS#2143728

Shana Bowersox is a Residential Lender located in our new Milroy Education and Operations Center.  Shana has over 20 years of lending experience.  Shana appreciates the home-buying process because she says, “I love to help people who find a house, be able to turn it into a home.”  Outside of work, she enjoys spending time with her family.  Her favorite pastimes are playing with her grandchildren and going for motorcycle rides with her husband, Butch. 


Kelly Hicks

VP of Retail Lending

Kelly has been in the lending field for 22 years. Kelly lives in Mifflin County with her husband Tom and their two sons. In her spare time, she enjoys baking and spending time with family. She can often be found taking photos of scenery, friends, and family!


Mark Zerbe

Vice President, Senior Lender

[email protected]
NMLS#615666

Mark Zerbe and his wife of 40 years live in the State College area.  They have three grown children and one grandson.  In his free time, Mark enjoys Penn State Sports, all outdoor activities, and is an aspiring golfer.  Mark began his banking career in 1980.  He has filled many roles, specializing in Commercial & Residential finance.  Mark enjoys helping people, connecting them with the right product to meet their needs, as well as understanding the process.


David Pecht

Senior Loan Officer
[email protected]
NMLS#459205

David Pecht is a lifelong resident of the Milroy area. Dave is a graduate of Penn State University with a major in Economics.  He is married with two grown children and enjoys Penn State football and wrestling.  With 30 years of banking experience, he has made a lot of good friends serving their financial needs.


Eric Sherman

Business Development Officer/VP
[email protected]
NMLS#1847086

Eric Sherman has over 20 years of finance and banking experience. Eric is a United States Navy veteran and former Navy recruiter. He and his wife, Dana, and granddaughter, Ziva, reside in Milroy. He serves on both the board of Downtown Lewistown, Inc., and its Business Development Committee, as well as the Mifflin County Academy of Science and Technology’s Academy Foundation Board, and the Juniata River Valley Chamber of Commerce Business and Education. Eric is often on the road, visiting with business customers and providing the help and support they need from their local community bank. In his spare time, Eric loves to camp and hunt as well as spend time with friends and family.


Andrew LeGuen

Commercial Loan Officer/AVP
[email protected]
NMLS#818311

Andrew LeGuen was born in Lewistown but is currently living in Reedsville. He loves spending time with family and friends. His favorite thing to do is watch a Penn State Football game while eating his favorite, a party pack from the Downtown OIP! Andrew loves getting people into their first homes – he has said, “Being part of the American dream of first-time home ownership is the best part of my job!”


Mount Union Office

Rebecca Gaff

Branch Manager
[email protected]
NMLS#1070736

Rebecca Gaff is the Branch Manager at our Mount Union location. Rebecca, her husband, Dan, and family reside in Three Springs. She is a graduate of Southern Huntingdon High School. Rebecca is a member of the Three Springs Fire Company. She enjoys being with her family outdoors and playing with her Yorkie, Beanie. Rebecca likes being part of the MCS Bank team because of the commitment to treating people with the same care she would want for herself.