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Milroy Office

Shana Bowersox

Retail Lending/AVP
[email protected]
NMLS#2143728

Shana Bowersox is a Residential Lender located in our new Milroy Education and Operations Center.  Shana has over 20 years of lending experience.  Shana appreciates the home-buying process because she says, “I love to help people who find a house, be able to turn it into a home.”  Outside of work, she enjoys spending time with her family.  Her favorite pastimes are playing with her grandchildren and going for motorcycle rides with her husband, Butch. 


Kelly Hicks

VP of Retail Lending

Kelly has been in the lending field for 22 years. Kelly lives in Mifflin County with her husband Tom and their two sons. In her spare time, she enjoys baking and spending time with family. She can often be found taking photos of scenery, friends, and family!


Mark Zerbe

Senior Lender/VP

[email protected]
NMLS#615666

Mark Zerbe and his wife of 40 years live in the State College area.  They have three grown children and one grandson.  In his free time, Mark enjoys Penn State Sports, all outdoor activities, and is an aspiring golfer.  Mark began his banking career in 1980.  He has filled many roles, specializing in Commercial & Residential finance.  Mark enjoys helping people, connecting them with the right product to meet their needs, as well as understanding the process.


David Pecht

Senior Loan Officer/VP
[email protected]
NMLS#459205

David Pecht is a lifelong resident of the Milroy area. Dave is a graduate of Penn State University with a major in Economics.  He is married with two grown children and enjoys Penn State football and wrestling.  With 30 years of banking experience, he has made a lot of good friends serving their financial needs.


Eric Sherman

Business Development Officer/VP
[email protected]
NMLS#1847086

Eric Sherman has over 20 years of finance and banking experience. Eric is a United States Navy veteran and former Navy recruiter. He and his wife, Dana, and granddaughter, Ziva, reside in Milroy. He serves on both the board of Downtown Lewistown, Inc., and its Business Development Committee, as well as the Mifflin County Academy of Science and Technology’s Academy Foundation Board, and the Juniata River Valley Chamber of Commerce Business and Education. Eric is often on the road, visiting with business customers and providing the help and support they need from their local community bank. In his spare time, Eric loves to camp and hunt as well as spend time with friends and family.


Andrew LeGuen

Commercial Loan Officer/VP
[email protected]
NMLS#818311

Andrew was born in Lewistown but is currently living in Reedsville. A graduate of Lewistown High School and Penn State University, he has resided in Mifflin County for the majority of his life. Previously working out of our Belleville location for a number of years – he currently has a easy commute to the banks new Milroy location. As a middle age man he typically spends his time thinking about getting the grass mowed, going home at lunch to turn off lights and other electronics that his kids left on and wondering where all of his money goes. Andrew has been with the bank for appx 10 years and truly believes MCS Bank is the right combination of a small town bank that offers bigger bank services. He loves getting people into their first homes and has said “Being part of the American dream of first time home ownership is the best part of my job”!


Mount Union Office

Rebecca Gaff

Branch Manager/AVP
[email protected]
NMLS#1070736

Rebecca Gaff is the Branch Manager at our Mount Union location. Rebecca, her husband, Dan, and family reside in Three Springs. She is a graduate of Southern Huntingdon High School. Rebecca is a member of the Three Springs Fire Company. She enjoys being with her family outdoors and playing with her Yorkie, Beanie. Rebecca likes being part of the MCS Bank team because of the commitment to treating people with the same care she would want for herself.


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